“An Individual Taxpayer Identification Number (ITIN) is a tax processing number issued by the Internal Revenue Service. The IRS issues ITINs to individuals who are required to have a U.S. taxpayer identification number but who do not have, and are not eligible to obtain, a Social Security number (SSN)”(https://www.irs.gov/individuals/individual-taxpayer-identification-number)
“Many of those in the immigrant population do not have a Social Security number and most have limited credit history. With most banks and mortgage lenders, this often disqualifies them from obtaining a mortgage loan. (AXESS Flyer)
We financed over 300 ITIN loans in 2018. (https://alterra.clicdata.com/login)
We divide our ITIN into 3 programs to ease underwriting.
Each Program is Owner Occupied Only, allows up to 4 Applicants on a transaction, and the Co-Borrower is permitted to have an SSN
Panorama Mortgage Group, LLC is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC,d/b/a Alterra Home Loans, Legacy Home Loans Inspiro Financial, Novus Home Mortgage and Pacific Home Loans is located at 350 S. Rampart Blvd Ste. 310, Las Vegas, NV 89145, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).
This is not an offer for extension of credit or a commitment to lend. .
Alabama – Consumer Credit License #22321; Arizona – Mortgage Banker License #0915860; California – Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act.– DBO Residential Mortgage Lending Act License #4131101; Colorado – Mortgage Company Registration NMLS# 133739, Regulated by the Division of Real Estate; Connecticut – Mortgage Lender License ML-133739; Delaware – Lender License #027024; District of Columbia – Mortgage Dual Authority License #MLB133739; Florida – Mortgage Lender Servicer License #MLD381; Georgia – Residential Mortgage Licensee #30249; Illinois –Residential Mortgage Licensee, License MB: 6761067; Indiana-DFI – First Lien Mortgage Lending License 32967; Iowa – Mortgage Banker License #2016-0093 & 2016-0094 & 2018-0168; Kansas – Mortgage Company License MC.0025464; Louisiana – Residential Mortgage Lending License #133739; Maryland – Mortgage Lender License #22375; Michigan – 1st Mortgage Broker/Lender/Servicer Registrant #FR0021588, 2nd Mortgage Broker/Lender/Servicer Registrant #SR0021589; Minnesota Mortgage Lender Licensee MN-MO-133739; Mississippi Mortgage Lender License #133739; Nebraska – Mortgage Banker License NMLS #133739; Nevada – Mortgage Banker License #3388 & 3873; Nevada – Mortgage Broker License #2916;; New Jersey – Residential Mortgage Lender License NMLS#133739 – Licensed by the N.J. Department of Banking and Insurance; New Mexico – Mortgage Loan Company License – 133739; North Carolina – Mortgage Lender License L-173477; Oklahoma – Mortgage Lender License MLO11324 & ML011348; Ohio – Mortgage Loan Act Certificate of Registration SM.502067.000; Oregon – Mortgage Lending License ML-4879; Pennsylvania – Mortgage Lender License #55099 Licensed by the Department of Banking; Rhode Island – Licensed Lender, NMLS 133739; South Carolina – Mortgage Lender / Servicing License MLS – 133739 & MLS – 133739 OTN #1; Tennessee – Mortgage Lender License 131625; Texas – SML Mortgage Banker Registration NMLS #133739; Utah – Division of Real Estate Mortgage Entity License #10950285; Virginia Lender License #MC-6681; Washington – Consumer Loan Company License CL-133739; Wisconsin – Mortgage Banker License #133739BA; Wyoming – Mortgage Lender/Broker License #3100
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